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Free Financial Calculators

Investment Tools & Calculators

Whether you're planning for retirement, calculating EMI for a home loan, estimating SIP returns for mutual funds, or computing tax savings, BullTimes provides accurate, easy-to-use financial calculators. Our tools cover everything from basic compound interest calculations to advanced investment planning, helping you make informed decisions about PPF, FD, NPS, EPF, GST, and more. Perfect for first-time investors and seasoned professionals alike.

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Compound Interest Calculator

Calculate how your investments will grow over time with compound interest

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SIP Calculator

Calculate returns on Systematic Investment Plan in mutual funds

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FD Calculator

Calculate maturity amount and interest for Fixed Deposit

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PPF Calculator

Calculate Public Provident Fund maturity with 15-year lock-in

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GST Calculator

Add or remove GST from invoice amounts (5%, 12%, 18%, 28%)

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Simple Invoice Generator

Create professional GST-compliant PDF invoices instantly

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Personal Loan Calculator

Calculate EMI and total interest for personal loans

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Inflation-Adjusted Calculator

Calculate real returns considering inflation impact

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HRA Exemption Calculator

Calculate HRA tax exemption under Section 10(13A)

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Home Loan Eligibility Calculator

Calculate maximum home loan amount based on income

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SBI Maxgain Calculator

Calculate savings with SBI's overdraft home loan - deposit & withdraw anytime

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Capital Gains Tax Calculator

Calculate LTCG and STCG tax for stocks, property, crypto

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Investment Comparison Tool

Compare FD, SIP, Gold, Real Estate, PPF & NSC returns

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Income Tax Calculator FY 2025-26

Old vs New regime with updated slabs & ₹75K deduction

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Tax Chat Assistant

AI-powered assistant for Indian income tax queries (FY 2025-26)

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Goal-Based Investment Planner

Plan SIP/lumpsum for education, retirement, home & more

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Dream Home Calculator

Calculate required SIP or lumpsum to buy your dream home

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Stock CAGR Calculator

Calculate compound annual growth rate for stock investments

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Mutual Fund Return Analyzer

Compare two mutual funds side-by-side with CAGR and returns analysis

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Retirement Corpus Calculator

Calculate retirement savings needed with inflation adjustment

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All Financial Tools

Compound Interest Calculator

Calculate how your investments will grow over time with compound interest

Calculate

SIP Calculator

Calculate returns on Systematic Investment Plan in mutual funds

Calculate

FD Calculator

Calculate maturity amount and interest for Fixed Deposit

Calculate

ROI Calculator

Calculate return on investment for your trades and investments

Calculate

PPF Calculator

Calculate Public Provident Fund maturity with 15-year lock-in

Calculate

Retirement Calculator

Plan your retirement savings and see if you're on track

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GST Calculator

Add or remove GST from invoice amounts (5%, 12%, 18%, 28%)

Calculate

Simple Invoice Generator

Create professional GST-compliant PDF invoices instantly

Calculate

Stock Profit/Loss Calculator

Calculate profit, loss, and percentage returns on stock trades

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Mortgage Calculator

Calculate monthly payments and total interest on your mortgage

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EPF Calculator

Calculate Employee Provident Fund corpus at retirement

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Tax Calculator

Estimate your capital gains tax and investment tax liability

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RD Calculator

Calculate Recurring Deposit maturity with monthly deposits

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Lumpsum Calculator

Calculate one-time investment returns based on expected CAGR

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Position Size Calculator

Calculate optimal position size based on risk management

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Gratuity Calculator

Calculate gratuity amount for salaried employees (Indian law)

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EMI vs FD Calculator

Compare buying on EMI vs paying full amount and investing in FD

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Personal Loan Calculator

Calculate EMI and total interest for personal loans

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Car Loan Calculator

Calculate car loan EMI with down payment options

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Credit Card Interest Calculator

Calculate credit card debt interest and payoff timeline

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Profit Margin Calculator

Calculate gross profit, net profit, and markup percentage

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Inflation-Adjusted Calculator

Calculate real returns considering inflation impact

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HRA Exemption Calculator

Calculate HRA tax exemption under Section 10(13A)

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TDS Calculator

Calculate Tax Deducted at Source for various payments

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Leave Encashment Calculator

Calculate leave encashment amount with tax implications

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Education Loan Calculator

Calculate EMI with moratorium period for education loans

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Post-Tax Returns Calculator

Compare actual returns after tax for FD, equity, mutual funds, and more

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LTCG vs STCG Calculator

Compare long-term and short-term capital gains tax on investments

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Break-even Calculator

Calculate units and revenue needed to cover business costs

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NPS Calculator

Calculate National Pension Scheme returns and retirement corpus

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Home Loan Eligibility Calculator

Calculate maximum home loan amount based on income

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SBI Maxgain Calculator

Calculate savings with SBI's overdraft home loan - deposit & withdraw anytime

Calculate

Capital Gains Tax Calculator

Calculate LTCG and STCG tax for stocks, property, crypto

Calculate

Investment Comparison Tool

Compare FD, SIP, Gold, Real Estate, PPF & NSC returns

Calculate

Income Tax Calculator FY 2025-26

Old vs New regime with updated slabs & ₹75K deduction

Calculate

Tax Chat Assistant

AI-powered assistant for Indian income tax queries (FY 2025-26)

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Tax Saving Calculator

Maximize savings with 80C, 80D, NPS & other deductions

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SIP Step-Up Calculator

Calculate SIP returns with annual increase in investment

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Goal-Based Investment Planner

Plan SIP/lumpsum for education, retirement, home & more

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Risk Profile Assessment Quiz

Discover your investor risk profile with personalized recommendations

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Loan Prepayment Calculator

Calculate interest saved with extra EMI or lumpsum payments

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Dividend Yield Calculator

Calculate dividend yield percentage and annual dividend income

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Dream Home Calculator

Calculate required SIP or lumpsum to buy your dream home

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Stock Split/Bonus Calculator

Calculate adjusted price after stock splits or bonus issues

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Currency Inflation Calculator

Calculate purchasing power erosion over time due to inflation

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Stock CAGR Calculator

Calculate compound annual growth rate for stock investments

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Portfolio CAGR/XIRR Calculator

Track portfolio growth rate with multiple transactions

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Mutual Fund Return Analyzer

Compare two mutual funds side-by-side with CAGR and returns analysis

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Retirement Corpus Calculator

Calculate retirement savings needed with inflation adjustment

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Education Goal Calculator

Plan for future education costs with inflation-adjusted projections

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Debt Consolidation Calculator

Compare multiple loans vs single consolidated loan savings

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Business Loan Calculator

Calculate term loan EMI and working capital interest

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SaaS Metrics Calculator

Calculate MRR, ARR, churn, LTV, CAC, and growth metrics

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Equity Dilution Calculator

Calculate ownership percentage after funding rounds

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Frequently Asked Questions

What financial calculators does BullTimes offer?

BullTimes offers 51+ free financial calculators including SIP Calculator, EMI Calculator, FD Calculator, PPF Calculator, Tax Calculator, Retirement Calculator, GST Calculator, Home Loan Calculator, and many more investment and financial planning tools designed for Indian investors. Our tools cover investments, loans, taxes, retirement planning, and business calculations.

Are these financial calculators free to use?

Yes, all 51+ financial calculators on BullTimes are 100% free to use forever. There are no hidden charges, registration requirements, or premium tiers for the calculators. We believe in providing accessible financial planning tools to everyone in India.

How accurate are the calculations?

Our calculators use industry-standard formulas and are regularly updated to reflect current tax laws and regulations in India. The calculations are mathematically accurate based on the inputs provided. However, actual returns may vary based on market conditions. Please consult with a qualified financial advisor for personalized investment advice.

Which calculator should I use for retirement planning?

For retirement planning, we recommend using our Retirement Corpus Calculator, SIP Calculator, PPF Calculator, NPS Calculator, and EPF Calculator. These tools help you estimate how much you need to save, plan systematic investments, and understand the power of compounding for your retirement goals. You can also use our Goal-Based Investment Planner for comprehensive retirement planning.

Can I use these calculators on mobile devices?

Yes, all our financial calculators are fully responsive and optimized for mobile devices, tablets, and desktops. You can access them from any device with an internet browser, making it easy to plan your finances on the go.

Do I need to create an account to use the calculators?

No account or registration is required to use our financial calculators. Simply visit the calculator page, enter your values, and get instant results. We respect your privacy and don't store any of your calculation data.

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