Retirement Planning Calculator
Plan your retirement and see if you're saving enough for your golden years
Your Details
Average return on investments (8-12% typical)
Average inflation (5-7% typical in India)
Retirement Status
You may need to save more to reach your retirement goals
Corpus Analysis
💡 To bridge the gap, increase monthly savings by:
₹10,532.21
Monthly Income in Retirement
₹1,30,540
Based on 5% annual withdrawal rate
Wealth Accumulation
₹41,00,000
₹2,72,29,580
📊 Inflation Impact
Your current monthly expense of ₹40,000 will be approximately:
₹2,29,740
per month when you retire (adjusted for 6% inflation)
🎯 Start Early
The earlier you start saving for retirement, the more time your money has to grow through compound interest. Even small contributions made early can grow significantly over time.
💰 The 4% Rule
A common retirement planning guideline suggests you can safely withdraw 4-5% of your retirement corpus annually without running out of money. This calculator uses a 5% withdrawal rate.
📈 Beat Inflation
Inflation erodes purchasing power over time. Ensure your investments generate returns higher than inflation to maintain and grow your wealth in real terms.