EPF Calculator
Calculate Employee Provident Fund corpus at retirement
EPF Details
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Current EPF rate: 8.25% p.a. (FY 2024-25)
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EPF Corpus at Retirement
₹4,16,21,911
Total Contribution
₹1,15,29,183
Interest Earned
₹3,00,92,728
Contribution Breakdown
Your Contribution₹57,64,592
Employer Contribution₹57,64,592
Total Contribution₹1,15,29,183
Interest Earned₹3,00,92,728
Years to Retirement33 years
Total Corpus₹4,16,21,911
Composition
Your Contribution13.8%
Employer Contribution13.8%
Interest Earned72.3%
What is EPF?
Employee Provident Fund (EPF) is a retirement savings scheme for salaried employees in India. Both employee and employer contribute 12% of basic salary + DA monthly.
EPF is managed by EPFO (Employees' Provident Fund Organisation) and provides tax benefits under Section 80C along with tax-free interest.
Key Features of EPF
- •Mandatory for companies with 20+ employees
- •12% employee + 12% employer contribution
- •Tax deduction under Section 80C (up to ₹1.5L)
- •Interest earned is tax-free (EEE status)
- •Partial withdrawal allowed for specific purposes