Lumpsum Investment Calculator
Calculate returns on one-time investment based on expected CAGR
Investment Details
₹
%
years
Historical Returns Reference:
• Large-cap equity: 11-13% p.a.
• Mid-cap equity: 13-15% p.a.
• Diversified equity: 12-14% p.a.
• Gold: 8-10% p.a.
Estimated Future Value
₹3,10,585
Invested Amount
₹1,00,000
Total Returns
₹2,10,585
Investment Summary
Initial Investment₹1,00,000
Investment Period10 years
Expected CAGR12% p.a.
Total Returns₹2,10,585
Absolute Return210.58%
Future Value₹3,10,585
Composition
Initial Investment32.2%
Returns Generated67.8%
Returns over time:
After 5 years:₹1,76,234
After 10 years:₹3,10,585
After 15 years:₹5,47,357
What is Lumpsum Investment?
A lumpsum investment is a one-time investment where you invest a large amount of money in a financial instrument at once, rather than investing periodically.
This investment strategy works best when you have a substantial amount of idle money and want to benefit from long-term market growth without timing the market monthly.
When to Use Lumpsum?
- •When you have a large amount of surplus funds
- •During market corrections or bearish trends
- •For long-term financial goals (10+ years)
- •When you receive windfall gains (bonus, inheritance)
- •If you have high risk tolerance