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Net Worth Calculator

What you own less what you owe, with how much of it is liquid

What You Own and Owe

Assets

₹1.00 lakh

₹2.00 lakh

Balances from your passbooks or statements.

At today’s value, not what you paid.

What it would sell for. Leave out the home you live in if you prefer.

Liabilities

Net Worth

₹11,00,000

Total Assets
₹11,00,000
Total Liabilities
₹0
Liquid (Cash + Deposits)
₹3,00,000

A snapshot at today’s values.

Breakdown

Cash and Savings Accounts
₹1,00,000
Fixed and Recurring Deposits
₹2,00,000
EPF, PPF and NPS
₹5,00,000
Shares and Mutual Funds
₹3,00,000
Debt as a share of assets
0.0%
Net worth
₹11,00,000

What you own

Cash and Savings Accounts₹1,00,000 · 9.1%
Fixed and Recurring Deposits₹2,00,000 · 18.2%
EPF, PPF and NPS₹5,00,000 · 45.5%
Shares and Mutual Funds₹3,00,000 · 27.3%

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How this is calculated

Formula

net worth = total assets − total liabilities

assets
= everything you own, at what it is worth today
liabilities
= every amount still owed

With your numbers

  1. 1Assetssum of what you own₹11,00,000
  2. 2Liabilitiessum of what you owe₹0
  3. 3Net worthassets − liabilities₹11,00,000 − ₹0 = ₹11,00,000
Net worth₹11,00,000
  • Liquid means reachable within days without a penalty or a market loss: here, cash and deposits.

Frequently Asked Questions

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