PPF Calculator
Calculate maturity amount for Public Provident Fund investment
PPF Investment Details
₹
Maximum: ₹1,50,000 per year
%
Current rate: 7.1% (Q1 FY 2024-25)
years
Minimum: 15 years (can be extended in blocks of 5 years)
Tax Benefits:
• Investment qualifies for 80C deduction (up to ₹1.5L)
• Interest earned is tax-free
• Maturity amount is tax-free
Maturity Amount
₹40,68,209
Total Investment
₹22,50,000
Interest Earned
₹18,18,209
Investment Summary
Yearly Investment₹1,50,000
Investment Period15 years
Total Invested₹22,50,000
Interest Rate7.1% p.a.
Interest Earned₹18,18,209
Maturity Value₹40,68,209
Composition
Total Investment55.3%
Interest Earned44.7%
What is PPF?
Public Provident Fund (PPF) is a long-term savings scheme backed by the Government of India. It offers attractive interest rates with complete tax exemption (EEE status).
PPF is one of the safest investment options in India, ideal for retirement planning and long-term wealth creation with guaranteed returns.
Key Features of PPF
- •15-year lock-in period (extendable in 5-year blocks)
- •Minimum investment: ₹500/year, Maximum: ₹1.5 lakh/year
- •Triple tax benefit: EEE (Exempt-Exempt-Exempt)
- •Partial withdrawal allowed after 7th year
- •Loan facility available from 3rd to 6th year