Mutual Fund Return Analyzer
Compare returns, CAGR, and performance of two mutual funds side by side
Mutual Fund Return Analyzer
Compare returns, CAGR, and performance of two mutual funds side by side
Fund 1
Fund 2
Comparison Results
HDFC Equity Fund
ICICI Bluechip Fund
🏆 Better Performer (by CAGR)
HDFC Equity Fund
Outperforms by 0.97% CAGR
Visual Comparison
CAGR Comparison
10.23%
HDFC Equity Fund
9.27%
ICICI Bluechip Fund
Total Returns Comparison
₹85,000
HDFC Equity Fund
₹75,000
ICICI Bluechip Fund
Understanding Mutual Fund Returns
📊 What is CAGR?
Compound Annual Growth Rate (CAGR) measures the average yearly growth rate of your investment. It's the most accurate metric to compare different mutual funds over time.
Formula: CAGR = [(Final Value / Initial Value)^(1/Years)] - 1
💰 Absolute Return vs CAGR
Absolute return shows total profit percentage without considering time. CAGR accounts for the time period, making it better for comparing funds with different investment durations.
💡 Tips for Comparing Mutual Funds
- • Compare funds from the same category (e.g., Large Cap vs Large Cap)
- • Consider expense ratio - lower is better for similar returns
- • Check consistency across different market cycles (3-5 years minimum)
- • Don't chase short-term high returns - look at long-term CAGR
- • Review fund manager's track record and investment philosophy
- • Consider tax implications - LTCG, STCG, and dividend distribution
🎯 When to Switch Funds?
Consider switching only if:
- • Consistent underperformance vs benchmark (3+ years)
- • Change in fund manager with poor track record
- • Significant change in investment strategy
- • Your financial goals or risk appetite has changed
⚠️ Remember: Frequent switching can lead to exit loads and tax implications