Mutual Fund Return Analyzer
Compare returns, CAGR, and performance of two mutual funds side by side
Fund 1
Fund 2
Comparison Results
HDFC Equity Fund
ICICI Bluechip Fund
🏆 Better Performer (by CAGR)
HDFC Equity Fund
Outperforms by 1.05% CAGR
Visual Comparison
CAGR Comparison
11.06%
HDFC Equity Fund
10.01%
ICICI Bluechip Fund
Total Returns Comparison
₹85,000
HDFC Equity Fund
₹75,000
ICICI Bluechip Fund
Understanding Mutual Fund Returns
📊 What is CAGR?
Compound Annual Growth Rate (CAGR) measures the average yearly growth rate of your investment. It's the most accurate metric to compare different mutual funds over time.
Formula: CAGR = [(Final Value / Initial Value)^(1/Years)] - 1
💰 Absolute Return vs CAGR
Absolute return shows total profit percentage without considering time. CAGR accounts for the time period, making it better for comparing funds with different investment durations.
💡 Tips for Comparing Mutual Funds
- • Compare funds from the same category (e.g., Large Cap vs Large Cap)
- • Consider expense ratio - lower is better for similar returns
- • Check consistency across different market cycles (3-5 years minimum)
- • Don't chase short-term high returns - look at long-term CAGR
- • Review fund manager's track record and investment philosophy
- • Consider tax implications - LTCG, STCG, and dividend distribution
🎯 When to Switch Funds?
Consider switching only if:
- • Consistent underperformance vs benchmark (3+ years)
- • Change in fund manager with poor track record
- • Significant change in investment strategy
- • Your financial goals or risk appetite has changed
⚠️ Remember: Frequent switching can lead to exit loads and tax implications