Goal-Based Investment Planner
Calculate required SIP or lumpsum to achieve your financial goals: Education, Retirement, Home, Car & more
Your Goal
Amount needed to achieve your goal
Amount already saved towards this goal
Years until you need the money
10-12% for equity, 6-8% for debt
Monthly SIP Required
Lumpsum Required
Your Journey to the Goal
Action Plan to Achieve Your Goal
- 1.Start investing ₹14,836/month in equity mutual funds for 10 years
- 2.Choose a diversified equity fund with consistent 10-12% returns
- 3.Set up auto-debit from your bank account on salary day
- 4.Review and increase SIP by 10% annually if income grows
- 5.Avoid withdrawals to let compounding work its magic
Popular Financial Goals
Child Education
Typical Need: ₹50L - ₹1Cr
Time Frame: 10-18 years
Strategy: Equity mutual funds
Start early with SIPs in diversified equity funds for higher education costs
Retirement
Typical Need: ₹1-3Cr
Time Frame: 20-30 years
Strategy: Equity + Debt mix
Build a large corpus with aggressive equity allocation in early years
Dream Home
Typical Need: ₹50L - ₹2Cr
Time Frame: 5-15 years
Strategy: Balanced funds
Save for down payment through systematic investments in balanced funds
Goal-Based Investing Tips
🎯 Set Clear Goals
Define specific amount, timeline, and priority for each goal
⏰ Start Early
The power of compounding works best over long periods
📊 Match Risk to Timeline
Long-term goals: Equity | Short-term goals: Debt
🔄 Review Annually
Adjust SIP amounts as income grows and goals evolve