Goal-Based Investment Planner
Plan SIP or lumpsum investments to achieve your financial goals
Your Goal
Amount needed to achieve your goal
Amount already saved towards this goal
Years until you need the money
10-12% for equity, 6-8% for debt
Monthly SIP Required
Lumpsum Required
Your Journey to the Goal
Action Plan to Achieve Your Goal
- 1.Start investing ₹14,836/month in equity mutual funds for 10 years
- 2.Choose a diversified equity fund with consistent 10-12% returns
- 3.Set up auto-debit from your bank account on salary day
- 4.Review and increase SIP by 10% annually if income grows
- 5.Avoid withdrawals to let compounding work its magic
Popular Financial Goals
Child Education
Typical Need: ₹50L - ₹1Cr
Time Frame: 10-18 years
Strategy: Equity mutual funds
Start early with SIPs in diversified equity funds for higher education costs
Retirement
Typical Need: ₹1-3Cr
Time Frame: 20-30 years
Strategy: Equity + Debt mix
Build a large corpus with aggressive equity allocation in early years
Dream Home
Typical Need: ₹50L - ₹2Cr
Time Frame: 5-15 years
Strategy: Balanced funds
Save for down payment through systematic investments in balanced funds
Goal-Based Investing Tips
🎯 Set Clear Goals
Define specific amount, timeline, and priority for each goal
⏰ Start Early
The power of compounding works best over long periods
📊 Match Risk to Timeline
Long-term goals: Equity | Short-term goals: Debt
🔄 Review Annually
Adjust SIP amounts as income grows and goals evolve