TDS Calculator
Calculate Tax Deducted at Source for various payments
TDS Details
Section 194J: Above the ₹50,000 a year threshold, so TDS applies.
Raised from ₹30,000 by Budget 2025.
Rates as per Union Budget 2026 (no change to rates) · Income-tax Act, 2025 · verified 2026-08-13. Figures apply to tax year 2026-27. The Income-tax Act, 2025 replaced the 1961 Act on 1 April 2026 and renumbers sections; rates are unchanged. This tool is an estimate, not tax advice.
TDS Deducted
Payment Breakdown
Payment Split
Percentage Split: You receive 90.0%, TDS is 10.0%
Common TDS Rates
What is TDS?
TDS (Tax Deducted at Source) is a mechanism to collect income tax in advance. The payer deducts tax before making payment and deposits it with the government.
This ensures regular tax collection and prevents tax evasion. TDS is deducted on various payments like salary, interest, professional fees, rent, etc.
Key Point: TDS is NOT an additional tax. It's advance tax that gets adjusted against your final tax liability when you file ITR.
Important Points
- •TDS certificate (Form 16/16A) is mandatory from deductor
- •Claim TDS refund if tax deducted exceeds actual liability
- •Always provide PAN to avoid 20% TDS rate
- •Form 15G/15H can be submitted if total income is below taxable limit
- •Check TDS credit in Form 26AS on income tax portal
- •Mismatch in TDS may delay refund processing
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