SIP Calculator
Calculate returns on Systematic Investment Plan in mutual funds
SIP Details
₹
%
years
Historical Returns Reference:
• Equity funds: 12-15% p.a.
• Balanced funds: 10-12% p.a.
• Debt funds: 7-9% p.a.
Estimated Returns
₹11,61,695
Total Investment
₹6,00,000
Wealth Gain
₹5,61,695
Investment Summary
Monthly SIP Amount₹5,000
Total Investment₹6,00,000
Expected Return12% p.a.
Wealth Gain₹5,61,695
Maturity Value₹11,61,695
Composition
Total Investment51.6%
Wealth Gain48.4%
What is SIP?
A Systematic Investment Plan (SIP) is a method of investing in mutual funds where you invest a fixed amount at regular intervals (monthly, quarterly, etc.) instead of a lump sum.
SIP helps you benefit from rupee cost averaging and the power of compounding, making it ideal for long-term wealth creation with disciplined investing.
Benefits of SIP
- •Disciplined investment habit with automated deductions
- •Rupee cost averaging reduces market timing risk
- •Power of compounding over long investment horizons
- •Flexibility to start with small amounts (₹500/month)
- •Can increase, pause, or stop SIP as per your needs