Portfolio CAGR/XIRR Calculator

Track portfolio growth rate with multiple transactions

Transactions

Portfolio
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26.47%

Annualised return, weighted by when each rupee went in

Portfolio Summary

Total Invested₹1,50,000
Total Withdrawn₹2,50,000
Current Value₹2,00,000
Total Returns₹3,00,000
Absolute Return+200.00%

📊 What's XIRR?

XIRR (Extended Internal Rate of Return) is the annualized return considering irregular cash flows (SIPs, partial withdrawals, lumpsum additions). It's more accurate than CAGR for real-world portfolios.

💡 Pro Tips

SIP investors: XIRR is more accurate than CAGR for monthly investments

Withdrawal impact: Partial withdrawals reduce future compounding potential

Track accurately: Include ALL transactions for correct XIRR calculation

Benchmark: Compare your XIRR with Nifty 50 or relevant index returns

Every formula, convention and source behind these calculators is written down. Read the methodology — including what BullTimes deliberately will not do. We take no commission on anything, and recommend nothing.