Capital Gains Tax Calculator
Calculate LTCG and STCG tax for stocks, property, crypto
Transaction Details
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₹
Holding: 23 months (LTCG)
₹
Brokerage, stamp duty, registration fees
Long-Term Capital Gains
Tax Rate: 10% (₹1L exempt)
Total Tax Payable
₹0
LTCG @ 10%
Capital Gain
₹50,000
Net Gain
₹50,000
Tax Calculation
Sale Price₹1,50,000
Purchase Price- ₹1,00,000
Capital Gains₹50,000
Taxable Gains₹0
Tax Rate10%
Tax Amount₹0
Listed Equity/Equity MF - Tax Rules
LTCG Period
>12m
Tax: 10%
STCG Period
≤12m
Tax: 15%
ℹ️ First ₹1 lakh of LTCG is tax-free every financial year
Capital Gains Tax Rates (India)
Equity (Listed Stocks/Equity MF):
- • LTCG (>1 year): 10% above ₹1L
- • STCG (≤1 year): 15% flat
Debt Mutual Funds:
- • LTCG (>3 years): 20% with indexation
- • STCG (≤3 years): As per tax slab
Real Estate:
- • LTCG (>2 years): 20% with indexation
- • STCG (≤2 years): As per tax slab
Cryptocurrency:
- • Flat 30% tax (no LTCG benefit)
- • No deductions allowed except cost
Tax Saving Tips
- •Hold equity for >1 year to get 10% LTCG vs 15% STCG
- •Use ₹1 lakh LTCG exemption on equity every year
- •For real estate, use indexation to reduce taxable gains
- •Reinvest LTCG in property (54/54F) or bonds (54EC) to save tax
- •Offset gains with losses (tax loss harvesting)
- •Time your sales to optimize tax liability