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Free goal-based financial planning

Plan Your Financial Future with Confidence

Intelligent tools designed for Indian investors to track goals, optimize investments, and achieve financial freedom.

No credit card required
100% Free to start
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Growing
Community
8+
Goal Types
50+
Free Calculators
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Everything You Need to Plan Your Finances

Powerful features designed specifically for Indian investors and savers

Financial Health Score

Get a comprehensive score across 6 key areas: Emergency Fund, Debt Management, Retirement Readiness, Insurance Coverage, Portfolio Diversification, and Goal Planning.

Goal Tracking

Set and track multiple financial goals with automatic SIP calculations, milestone tracking, and progress monitoring.

Smart Projections

Projections from your own expected return and timeline, showing what each goal needs each month to arrive on time.

All Goals Together

See what every goal costs together each month, against your income, without any product being suggested.

Financial Calculators

12 specialized calculators for every financial decision

Why Choose BullTimes Planning?

Built by Indians, for Indians - Understanding your unique financial needs

Privacy First

Your financial data is used only to show your own plan back to you. It is never sold or shared with advertisers.

Formulas Published

The goal and commitment arithmetic is tested and written down, so you can check any figure by hand.

Always Free

Core planning features are 100% free forever. No hidden charges, no premium upsells.

Indian Market Focus

Built for Indian tax laws, inflation rates, and investment options like PPF, EPF, NPS.

Community Support

Join our growing community sharing tips, strategies, and success stories.

Optional Monthly Email

Turn on a monthly email with each goal’s progress and what it needs. Off unless you choose it.

Ready to Take Control of Your Finances?

Join Indians building wealth with smart financial planning

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Bank-Grade Security
Free Forever