SBI Maxgain Home Loan Calculator
Calculate savings with SBI's overdraft home loan facility - deposit extra funds and withdraw when needed
Loan Details
₹
%
years
Extra Deposits / Withdrawals
Add transactions here or click directly in the payment schedule table below
₹
Maxgain Advantage
Normal EMI
₹25,357
Scheduled EMIs: 180
Maxgain EMI
₹25,357
Actual EMIs: 180
Interest Saved
-₹0
Tenure Reduced
0.0 Years
(0 months saved)
Total Interest Comparison
Normal Loan₹20,64,200
With Maxgain₹20,64,200
You Save-₹0
That's -0.0% savings on interest!
Payment Summary
Loan Principal₹25,00,000
Total Extra Deposits₹0
Total Interest (Normal)₹20,64,200
Total Interest (Maxgain)₹20,64,200
Total Amount Paid₹45,64,200
Payment Schedule
💡 Tip: Click on any cell in the "Extra Payment" column to edit. Enter a positive amount for deposits or a negative amount for withdrawals. Press Enter to save or Esc to cancel.
| Month | Date | Beginning Balance | EMI | Extra Payment(Click to edit) | Total Payment | Principal | Interest | Ending Balance |
|---|---|---|---|---|---|---|---|---|
| 1 | 1 Jan 2010 | ₹25,00,000 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹6,607 | ₹18,750 | ₹24,93,393 |
| 2 | 1 Feb 2010 | ₹24,93,393 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹6,656 | ₹18,700 | ₹24,86,737 |
| 3 | 1 Mar 2010 | ₹24,86,737 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹6,706 | ₹18,651 | ₹24,80,031 |
| 4 | 1 Apr 2010 | ₹24,80,031 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹6,756 | ₹18,600 | ₹24,73,275 |
| 5 | 1 May 2010 | ₹24,73,275 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹6,807 | ₹18,550 | ₹24,66,467 |
| 6 | 1 Jun 2010 | ₹24,66,467 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹6,858 | ₹18,499 | ₹24,59,609 |
| 7 | 1 Jul 2010 | ₹24,59,609 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹6,910 | ₹18,447 | ₹24,52,700 |
| 8 | 1 Aug 2010 | ₹24,52,700 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹6,961 | ₹18,395 | ₹24,45,738 |
| 9 | 1 Sept 2010 | ₹24,45,738 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,014 | ₹18,343 | ₹24,38,725 |
| 10 | 1 Oct 2010 | ₹24,38,725 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,066 | ₹18,290 | ₹24,31,658 |
| 11 | 1 Nov 2010 | ₹24,31,658 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,119 | ₹18,237 | ₹24,24,539 |
| 12 | 1 Dec 2010 | ₹24,24,539 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,173 | ₹18,184 | ₹24,17,367 |
| 13 | 1 Jan 2011 | ₹24,17,367 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,226 | ₹18,130 | ₹24,10,140 |
| 14 | 1 Feb 2011 | ₹24,10,140 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,281 | ₹18,076 | ₹24,02,860 |
| 15 | 1 Mar 2011 | ₹24,02,860 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,335 | ₹18,021 | ₹23,95,524 |
| 16 | 1 Apr 2011 | ₹23,95,524 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,390 | ₹17,966 | ₹23,88,134 |
| 17 | 1 May 2011 | ₹23,88,134 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,446 | ₹17,911 | ₹23,80,688 |
| 18 | 1 Jun 2011 | ₹23,80,688 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,502 | ₹17,855 | ₹23,73,187 |
| 19 | 1 Jul 2011 | ₹23,73,187 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,558 | ₹17,799 | ₹23,65,629 |
| 20 | 1 Aug 2011 | ₹23,65,629 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,614 | ₹17,742 | ₹23,58,015 |
| 21 | 1 Sept 2011 | ₹23,58,015 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,672 | ₹17,685 | ₹23,50,343 |
| 22 | 1 Oct 2011 | ₹23,50,343 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,729 | ₹17,628 | ₹23,42,614 |
| 23 | 1 Nov 2011 | ₹23,42,614 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,787 | ₹17,570 | ₹23,34,827 |
| 24 | 1 Dec 2011 | ₹23,34,827 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,845 | ₹17,511 | ₹23,26,982 |
| 25 | 1 Jan 2012 | ₹23,26,982 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,904 | ₹17,452 | ₹23,19,077 |
| 26 | 1 Feb 2012 | ₹23,19,077 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹7,964 | ₹17,393 | ₹23,11,114 |
| 27 | 1 Mar 2012 | ₹23,11,114 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,023 | ₹17,333 | ₹23,03,090 |
| 28 | 1 Apr 2012 | ₹23,03,090 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,083 | ₹17,273 | ₹22,95,007 |
| 29 | 1 May 2012 | ₹22,95,007 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,144 | ₹17,213 | ₹22,86,863 |
| 30 | 1 Jun 2012 | ₹22,86,863 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,205 | ₹17,151 | ₹22,78,658 |
| 31 | 1 Jul 2012 | ₹22,78,658 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,267 | ₹17,090 | ₹22,70,391 |
| 32 | 1 Aug 2012 | ₹22,70,391 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,329 | ₹17,028 | ₹22,62,062 |
| 33 | 1 Sept 2012 | ₹22,62,062 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,391 | ₹16,965 | ₹22,53,671 |
| 34 | 1 Oct 2012 | ₹22,53,671 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,454 | ₹16,903 | ₹22,45,217 |
| 35 | 1 Nov 2012 | ₹22,45,217 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,518 | ₹16,839 | ₹22,36,699 |
| 36 | 1 Dec 2012 | ₹22,36,699 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,581 | ₹16,775 | ₹22,28,118 |
| 37 | 1 Jan 2013 | ₹22,28,118 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,646 | ₹16,711 | ₹22,19,472 |
| 38 | 1 Feb 2013 | ₹22,19,472 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,711 | ₹16,646 | ₹22,10,761 |
| 39 | 1 Mar 2013 | ₹22,10,761 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,776 | ₹16,581 | ₹22,01,985 |
| 40 | 1 Apr 2013 | ₹22,01,985 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,842 | ₹16,515 | ₹21,93,144 |
| 41 | 1 May 2013 | ₹21,93,144 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,908 | ₹16,449 | ₹21,84,236 |
| 42 | 1 Jun 2013 | ₹21,84,236 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹8,975 | ₹16,382 | ₹21,75,261 |
| 43 | 1 Jul 2013 | ₹21,75,261 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹9,042 | ₹16,314 | ₹21,66,218 |
| 44 | 1 Aug 2013 | ₹21,66,218 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹9,110 | ₹16,247 | ₹21,57,108 |
| 45 | 1 Sept 2013 | ₹21,57,108 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹9,178 | ₹16,178 | ₹21,47,930 |
| 46 | 1 Oct 2013 | ₹21,47,930 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹9,247 | ₹16,109 | ₹21,38,683 |
| 47 | 1 Nov 2013 | ₹21,38,683 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹9,317 | ₹16,040 | ₹21,29,366 |
| 48 | 1 Dec 2013 | ₹21,29,366 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹9,386 | ₹15,970 | ₹21,19,980 |
| 49 | 1 Jan 2014 | ₹21,19,980 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹9,457 | ₹15,900 | ₹21,10,523 |
| 50 | 1 Feb 2014 | ₹21,10,523 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹9,528 | ₹15,829 | ₹21,00,995 |
| 51 | 1 Mar 2014 | ₹21,00,995 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹9,599 | ₹15,757 | ₹20,91,396 |
| 52 | 1 Apr 2014 | ₹20,91,396 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹9,671 | ₹15,685 | ₹20,81,725 |
| 53 | 1 May 2014 | ₹20,81,725 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹9,744 | ₹15,613 | ₹20,71,981 |
| 54 | 1 Jun 2014 | ₹20,71,981 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹9,817 | ₹15,540 | ₹20,62,164 |
| 55 | 1 Jul 2014 | ₹20,62,164 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹9,890 | ₹15,466 | ₹20,52,274 |
| 56 | 1 Aug 2014 | ₹20,52,274 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹9,965 | ₹15,392 | ₹20,42,309 |
| 57 | 1 Sept 2014 | ₹20,42,309 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹10,039 | ₹15,317 | ₹20,32,270 |
| 58 | 1 Oct 2014 | ₹20,32,270 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹10,115 | ₹15,242 | ₹20,22,155 |
| 59 | 1 Nov 2014 | ₹20,22,155 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹10,190 | ₹15,166 | ₹20,11,965 |
| 60 | 1 Dec 2014 | ₹20,11,965 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹10,267 | ₹15,090 | ₹20,01,698 |
| 61 | 1 Jan 2015 | ₹20,01,698 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹10,344 | ₹15,013 | ₹19,91,354 |
| 62 | 1 Feb 2015 | ₹19,91,354 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹10,422 | ₹14,935 | ₹19,80,933 |
| 63 | 1 Mar 2015 | ₹19,80,933 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹10,500 | ₹14,857 | ₹19,70,433 |
| 64 | 1 Apr 2015 | ₹19,70,433 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹10,578 | ₹14,778 | ₹19,59,854 |
| 65 | 1 May 2015 | ₹19,59,854 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹10,658 | ₹14,699 | ₹19,49,197 |
| 66 | 1 Jun 2015 | ₹19,49,197 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹10,738 | ₹14,619 | ₹19,38,459 |
| 67 | 1 Jul 2015 | ₹19,38,459 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹10,818 | ₹14,538 | ₹19,27,641 |
| 68 | 1 Aug 2015 | ₹19,27,641 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹10,899 | ₹14,457 | ₹19,16,741 |
| 69 | 1 Sept 2015 | ₹19,16,741 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹10,981 | ₹14,376 | ₹19,05,760 |
| 70 | 1 Oct 2015 | ₹19,05,760 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹11,063 | ₹14,293 | ₹18,94,697 |
| 71 | 1 Nov 2015 | ₹18,94,697 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹11,146 | ₹14,210 | ₹18,83,550 |
| 72 | 1 Dec 2015 | ₹18,83,550 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹11,230 | ₹14,127 | ₹18,72,320 |
| 73 | 1 Jan 2016 | ₹18,72,320 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹11,314 | ₹14,042 | ₹18,61,006 |
| 74 | 1 Feb 2016 | ₹18,61,006 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹11,399 | ₹13,958 | ₹18,49,607 |
| 75 | 1 Mar 2016 | ₹18,49,607 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹11,485 | ₹13,872 | ₹18,38,122 |
| 76 | 1 Apr 2016 | ₹18,38,122 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹11,571 | ₹13,786 | ₹18,26,552 |
| 77 | 1 May 2016 | ₹18,26,552 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹11,658 | ₹13,699 | ₹18,14,894 |
| 78 | 1 Jun 2016 | ₹18,14,894 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹11,745 | ₹13,612 | ₹18,03,149 |
| 79 | 1 Jul 2016 | ₹18,03,149 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹11,833 | ₹13,524 | ₹17,91,316 |
| 80 | 1 Aug 2016 | ₹17,91,316 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹11,922 | ₹13,435 | ₹17,79,394 |
| 81 | 1 Sept 2016 | ₹17,79,394 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹12,011 | ₹13,345 | ₹17,67,383 |
| 82 | 1 Oct 2016 | ₹17,67,383 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹12,101 | ₹13,255 | ₹17,55,282 |
| 83 | 1 Nov 2016 | ₹17,55,282 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹12,192 | ₹13,165 | ₹17,43,090 |
| 84 | 1 Dec 2016 | ₹17,43,090 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹12,283 | ₹13,073 | ₹17,30,806 |
| 85 | 1 Jan 2017 | ₹17,30,806 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹12,376 | ₹12,981 | ₹17,18,431 |
| 86 | 1 Feb 2017 | ₹17,18,431 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹12,468 | ₹12,888 | ₹17,05,962 |
| 87 | 1 Mar 2017 | ₹17,05,962 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹12,562 | ₹12,795 | ₹16,93,400 |
| 88 | 1 Apr 2017 | ₹16,93,400 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹12,656 | ₹12,701 | ₹16,80,744 |
| 89 | 1 May 2017 | ₹16,80,744 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹12,751 | ₹12,606 | ₹16,67,993 |
| 90 | 1 Jun 2017 | ₹16,67,993 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹12,847 | ₹12,510 | ₹16,55,146 |
| 91 | 1 Jul 2017 | ₹16,55,146 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹12,943 | ₹12,414 | ₹16,42,203 |
| 92 | 1 Aug 2017 | ₹16,42,203 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹13,040 | ₹12,317 | ₹16,29,163 |
| 93 | 1 Sept 2017 | ₹16,29,163 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹13,138 | ₹12,219 | ₹16,16,025 |
| 94 | 1 Oct 2017 | ₹16,16,025 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹13,236 | ₹12,120 | ₹16,02,789 |
| 95 | 1 Nov 2017 | ₹16,02,789 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹13,336 | ₹12,021 | ₹15,89,453 |
| 96 | 1 Dec 2017 | ₹15,89,453 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹13,436 | ₹11,921 | ₹15,76,017 |
| 97 | 1 Jan 2018 | ₹15,76,017 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹13,537 | ₹11,820 | ₹15,62,481 |
| 98 | 1 Feb 2018 | ₹15,62,481 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹13,638 | ₹11,719 | ₹15,48,843 |
| 99 | 1 Mar 2018 | ₹15,48,843 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹13,740 | ₹11,616 | ₹15,35,102 |
| 100 | 1 Apr 2018 | ₹15,35,102 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹13,843 | ₹11,513 | ₹15,21,259 |
| 101 | 1 May 2018 | ₹15,21,259 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹13,947 | ₹11,409 | ₹15,07,312 |
| 102 | 1 Jun 2018 | ₹15,07,312 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹14,052 | ₹11,305 | ₹14,93,260 |
| 103 | 1 Jul 2018 | ₹14,93,260 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹14,157 | ₹11,199 | ₹14,79,103 |
| 104 | 1 Aug 2018 | ₹14,79,103 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹14,263 | ₹11,093 | ₹14,64,839 |
| 105 | 1 Sept 2018 | ₹14,64,839 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹14,370 | ₹10,986 | ₹14,50,469 |
| 106 | 1 Oct 2018 | ₹14,50,469 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹14,478 | ₹10,879 | ₹14,35,991 |
| 107 | 1 Nov 2018 | ₹14,35,991 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹14,587 | ₹10,770 | ₹14,21,404 |
| 108 | 1 Dec 2018 | ₹14,21,404 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹14,696 | ₹10,661 | ₹14,06,708 |
| 109 | 1 Jan 2019 | ₹14,06,708 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹14,806 | ₹10,550 | ₹13,91,901 |
| 110 | 1 Feb 2019 | ₹13,91,901 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹14,917 | ₹10,439 | ₹13,76,984 |
| 111 | 1 Mar 2019 | ₹13,76,984 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹15,029 | ₹10,327 | ₹13,61,955 |
| 112 | 1 Apr 2019 | ₹13,61,955 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹15,142 | ₹10,215 | ₹13,46,813 |
| 113 | 1 May 2019 | ₹13,46,813 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹15,256 | ₹10,101 | ₹13,31,557 |
| 114 | 1 Jun 2019 | ₹13,31,557 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹15,370 | ₹9,987 | ₹13,16,187 |
| 115 | 1 Jul 2019 | ₹13,16,187 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹15,485 | ₹9,871 | ₹13,00,702 |
| 116 | 1 Aug 2019 | ₹13,00,702 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹15,601 | ₹9,755 | ₹12,85,101 |
| 117 | 1 Sept 2019 | ₹12,85,101 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹15,718 | ₹9,638 | ₹12,69,382 |
| 118 | 1 Oct 2019 | ₹12,69,382 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹15,836 | ₹9,520 | ₹12,53,546 |
| 119 | 1 Nov 2019 | ₹12,53,546 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹15,955 | ₹9,402 | ₹12,37,591 |
| 120 | 1 Dec 2019 | ₹12,37,591 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹16,075 | ₹9,282 | ₹12,21,516 |
| 121 | 1 Jan 2020 | ₹12,21,516 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹16,195 | ₹9,161 | ₹12,05,321 |
| 122 | 1 Feb 2020 | ₹12,05,321 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹16,317 | ₹9,040 | ₹11,89,004 |
| 123 | 1 Mar 2020 | ₹11,89,004 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹16,439 | ₹8,918 | ₹11,72,565 |
| 124 | 1 Apr 2020 | ₹11,72,565 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹16,562 | ₹8,794 | ₹11,56,002 |
| 125 | 1 May 2020 | ₹11,56,002 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹16,687 | ₹8,670 | ₹11,39,316 |
| 126 | 1 Jun 2020 | ₹11,39,316 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹16,812 | ₹8,545 | ₹11,22,504 |
| 127 | 1 Jul 2020 | ₹11,22,504 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹16,938 | ₹8,419 | ₹11,05,566 |
| 128 | 1 Aug 2020 | ₹11,05,566 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹17,065 | ₹8,292 | ₹10,88,501 |
| 129 | 1 Sept 2020 | ₹10,88,501 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹17,193 | ₹8,164 | ₹10,71,308 |
| 130 | 1 Oct 2020 | ₹10,71,308 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹17,322 | ₹8,035 | ₹10,53,986 |
| 131 | 1 Nov 2020 | ₹10,53,986 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹17,452 | ₹7,905 | ₹10,36,535 |
| 132 | 1 Dec 2020 | ₹10,36,535 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹17,583 | ₹7,774 | ₹10,18,952 |
| 133 | 1 Jan 2021 | ₹10,18,952 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹17,715 | ₹7,642 | ₹10,01,238 |
| 134 | 1 Feb 2021 | ₹10,01,238 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹17,847 | ₹7,509 | ₹9,83,390 |
| 135 | 1 Mar 2021 | ₹9,83,390 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹17,981 | ₹7,375 | ₹9,65,409 |
| 136 | 1 Apr 2021 | ₹9,65,409 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹18,116 | ₹7,241 | ₹9,47,293 |
| 137 | 1 May 2021 | ₹9,47,293 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹18,252 | ₹7,105 | ₹9,29,041 |
| 138 | 1 Jun 2021 | ₹9,29,041 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹18,389 | ₹6,968 | ₹9,10,652 |
| 139 | 1 Jul 2021 | ₹9,10,652 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹18,527 | ₹6,830 | ₹8,92,125 |
| 140 | 1 Aug 2021 | ₹8,92,125 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹18,666 | ₹6,691 | ₹8,73,459 |
| 141 | 1 Sept 2021 | ₹8,73,459 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹18,806 | ₹6,551 | ₹8,54,654 |
| 142 | 1 Oct 2021 | ₹8,54,654 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹18,947 | ₹6,410 | ₹8,35,707 |
| 143 | 1 Nov 2021 | ₹8,35,707 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹19,089 | ₹6,268 | ₹8,16,618 |
| 144 | 1 Dec 2021 | ₹8,16,618 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹19,232 | ₹6,125 | ₹7,97,386 |
| 145 | 1 Jan 2022 | ₹7,97,386 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹19,376 | ₹5,980 | ₹7,78,010 |
| 146 | 1 Feb 2022 | ₹7,78,010 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹19,522 | ₹5,835 | ₹7,58,488 |
| 147 | 1 Mar 2022 | ₹7,58,488 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹19,668 | ₹5,689 | ₹7,38,820 |
| 148 | 1 Apr 2022 | ₹7,38,820 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹19,816 | ₹5,541 | ₹7,19,005 |
| 149 | 1 May 2022 | ₹7,19,005 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹19,964 | ₹5,393 | ₹6,99,041 |
| 150 | 1 Jun 2022 | ₹6,99,041 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹20,114 | ₹5,243 | ₹6,78,927 |
| 151 | 1 Jul 2022 | ₹6,78,927 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹20,265 | ₹5,092 | ₹6,58,662 |
| 152 | 1 Aug 2022 | ₹6,58,662 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹20,417 | ₹4,940 | ₹6,38,245 |
| 153 | 1 Sept 2022 | ₹6,38,245 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹20,570 | ₹4,787 | ₹6,17,675 |
| 154 | 1 Oct 2022 | ₹6,17,675 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹20,724 | ₹4,633 | ₹5,96,951 |
| 155 | 1 Nov 2022 | ₹5,96,951 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹20,880 | ₹4,477 | ₹5,76,072 |
| 156 | 1 Dec 2022 | ₹5,76,072 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹21,036 | ₹4,321 | ₹5,55,036 |
| 157 | 1 Jan 2023 | ₹5,55,036 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹21,194 | ₹4,163 | ₹5,33,842 |
| 158 | 1 Feb 2023 | ₹5,33,842 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹21,353 | ₹4,004 | ₹5,12,489 |
| 159 | 1 Mar 2023 | ₹5,12,489 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹21,513 | ₹3,844 | ₹4,90,976 |
| 160 | 1 Apr 2023 | ₹4,90,976 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹21,674 | ₹3,682 | ₹4,69,302 |
| 161 | 1 May 2023 | ₹4,69,302 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹21,837 | ₹3,520 | ₹4,47,465 |
| 162 | 1 Jun 2023 | ₹4,47,465 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹22,001 | ₹3,356 | ₹4,25,464 |
| 163 | 1 Jul 2023 | ₹4,25,464 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹22,166 | ₹3,191 | ₹4,03,298 |
| 164 | 1 Aug 2023 | ₹4,03,298 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹22,332 | ₹3,025 | ₹3,80,966 |
| 165 | 1 Sept 2023 | ₹3,80,966 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹22,499 | ₹2,857 | ₹3,58,467 |
| 166 | 1 Oct 2023 | ₹3,58,467 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹22,668 | ₹2,689 | ₹3,35,799 |
| 167 | 1 Nov 2023 | ₹3,35,799 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹22,838 | ₹2,518 | ₹3,12,961 |
| 168 | 1 Dec 2023 | ₹3,12,961 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹23,009 | ₹2,347 | ₹2,89,951 |
| 169 | 1 Jan 2024 | ₹2,89,951 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹23,182 | ₹2,175 | ₹2,66,769 |
| 170 | 1 Feb 2024 | ₹2,66,769 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹23,356 | ₹2,001 | ₹2,43,413 |
| 171 | 1 Mar 2024 | ₹2,43,413 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹23,531 | ₹1,826 | ₹2,19,882 |
| 172 | 1 Apr 2024 | ₹2,19,882 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹23,708 | ₹1,649 | ₹1,96,175 |
| 173 | 1 May 2024 | ₹1,96,175 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹23,885 | ₹1,471 | ₹1,72,289 |
| 174 | 1 Jun 2024 | ₹1,72,289 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹24,064 | ₹1,292 | ₹1,48,225 |
| 175 | 1 Jul 2024 | ₹1,48,225 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹24,245 | ₹1,112 | ₹1,23,980 |
| 176 | 1 Aug 2024 | ₹1,23,980 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹24,427 | ₹930 | ₹99,553 |
| 177 | 1 Sept 2024 | ₹99,553 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹24,610 | ₹747 | ₹74,943 |
| 178 | 1 Oct 2024 | ₹74,943 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹24,795 | ₹562 | ₹50,148 |
| 179 | 1 Nov 2024 | ₹50,148 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹24,981 | ₹376 | ₹25,168 |
| 180 | 1 Dec 2024 | ₹25,168 | ₹25,357 | Click to edit✏️ | ₹25,357 | ₹25,168 | ₹189 | ₹0 |
🏦 What is SBI Maxgain?
SBI Maxgain is a home loan with overdraft facility. You can deposit extra funds into your loan account and withdraw them when needed. Interest is calculated only on the outstanding balance, helping you save significantly.
💰 Liquidity Advantage
Unlike regular prepayments, your extra deposits remain liquid. You can withdraw them anytime for emergencies or investments, giving you flexibility while saving on interest.
📊 Tax Benefits
You continue to get tax deductions on the full home loan interest under Section 24(b) and principal repayment under Section 80C, while saving actual interest with your deposits.
How Maxgain Works
💵 Making Deposits
- • Deposit any extra funds into your Maxgain account
- • Interest is calculated only on (Loan Amount - Your Deposits)
- • Your deposits reduce the effective outstanding balance
- • EMI remains the same, but more goes toward principal
🏧 Making Withdrawals
- • Withdraw your deposited funds anytime you need
- • No prepayment charges or penalties
- • Drawing power = Total deposits - Total withdrawals
- • Interest recalculates on new outstanding balance