BullTimes AcademyPersonal Finance Mastery

Beginner Course

Personal Finance Mastery

Take control of your finances with budgeting, tax planning, insurance, and retirement strategies.

4 hours total

15 lessons

Certificate included

What You'll Learn

Create and maintain a monthly budget
Build a 6-month emergency fund
Optimize tax savings under 80C
Choose the right insurance policies
Plan for retirement systematically
Achieve financial independence

Course Content

Module 1: Financial Planning Fundamentals

3 lessons

Why Personal Finance Matters

10 min

Setting Financial Goals

14 min

Creating a Personal Balance Sheet

16 min

Module 2: Budgeting & Cash Flow Management

3 lessons

The 50-30-20 Budgeting Rule

15 min

Tracking Your Expenses

12 min

Building an Emergency Fund

18 min

Module 3: Tax Planning Essentials

4 lessons

Understanding Income Tax Slabs

16 min

Section 80C Deductions

14 min

Tax-Saving Investments (ELSS, PPF, NPS)

20 min

Filing Your ITR

18 min

Module 4: Insurance & Risk Management

3 lessons

Types of Insurance Explained

14 min

Term Insurance vs Endowment Plans

16 min

Health Insurance Coverage

18 min

Module 5: Retirement Planning

2 lessons

Estimating Retirement Corpus

20 min

EPF, NPS, and Pension Plans

16 min

Final Assessment

Complete all modules and pass the final quiz to earn your certificate

Practice with Tools

Apply your learning with these calculators:

Budget Calculator Tax Saving Calculator Retirement Planner EMI Calculator

Prerequisites

No prior knowledge required
Basic understanding of income & expenses
Interest in financial independence

Course Resources

Monthly Budget Template

Excel • 1.5 MB

Tax Planning Checklist

PDF • 2.1 MB

Emergency Fund Calculator

Excel • 1.2 MB

Insurance Coverage Guide

PDF • 3.4 MB

Retirement Planning Worksheet

Excel • 2.8 MB

Instructor

BullTimes Team

Financial Planners

Curated by certified financial planners and tax experts with expertise in Indian personal finance.

Start Your Financial Journey

Join students building financial security and independence