LIC New Jeevan Sathi (Limited Premium) — IRR & Return Calculator
Calculate the annualized return (XIRR) on your premiums against the maturity benefit, and compare it with benchmark CAGRs.
Annualized return (XIRR)
4.38%
Maturity benefit₹27,61,669
If surrendered now (year 5)-20.09%
How this is calculated
Internal rate of return (XIRR) on premium outflows against the maturity benefit.
Versus benchmark CAGRs (assumed)
PPF7.1%
Bank Fixed Deposit7.0%
Gold8.5%
Nifty 50 Index Fund12.0%
Sensex Index Fund12.0%
Source: official brochure · UIN 512N394V01 · Last verified 2026-06-23. This analysis is based on the official policy brochure and user inputs. Actual benefits are subject to the insurer’s policy terms and conditions.
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This analysis is based on the official policy brochure and user inputs. Actual benefits are subject to the insurer’s policy terms and conditions.